We do business in accordance with the
Federal Fair Housing Law and the Equal Credit Opportunity Act.


ncua Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Emergency Numbers

Fraud Department:


Effective September 1, 2012, fees for NSF, Overdraft Privilege, and Stop-Pay will be $25 per incident.

The Teachers Credit Union now promotes members to "Invest in America”.

GM Credit Union Discount

Enter in the IIA Sweepstakes!

Member Cellular Discounts with Sprint

Sallie Mae Student Loan

We have Mortgage Rates as low as 2.75% and New and Used Auto Rates as low as 1.99%

What’s New!

Read the November 2014 Newsletter

• Holiday Calendar
Closed - November 27th - 28th for Thanksgiving
Closing at 12:00 P.M. (Noon) - December 24th for Christmas Eve
Closed - December 25th for Christmas Day
Closed - January 1 for New Year's Day

• Christmas Loan - $1000 @ 7% for 10 Months
The holiday season is in full swing, Christmas is right around the corner, and Black Friday is quickly approaching. The holidays are all about family and friends, but for many people it is hard to enjoy because they are so stressed out about credit card debt with high interest rates. We want to help you relax and enjoy the holidays so from now until the end of the year you can borrow $1000 at only 7% interest and pay it back in 10 low monthly payments. With this loan there is no reason to max out your credit cards and have to come up with several hundred dollars to keep from paying extremely high interest rates. You can buy your friends and family the gifts that you want and not be stressed out. So come see Karen or Debbie and let us help you relax and enjoy your family holiday season and make this Christmas season one to remember!

• Introducing The Brand New Teachers Credit Union Mobile App With Mobile Deposit
We are very excited to announce the release of our brand new mobile app with Mobile Deposit. With features like Mobile Banking, Loan Requests, and Mobile Deposit you have a Teachers Credit Union branch in your hand. With Mobile Deposit you can deposit your checks anytime, anywhere taking away the need to leave your home or office to make a deposit. Loan Request give you the ability to fill out, sign and deliver your loan application from anywhere in the world. In Mobile Banking we have optimized our Virtual Branch system to make it more mobile friendly while keeping the same great features you use such as Bill Pay, Money Transfers, and Account History. To top it all off all these features, as well as the app itself are completely free. The app is available today in the Apple App Store, Google Marketplace, and Amazon App Store and is compatible with all iOS devices (version 6.1 and later), Android Devices (Gingerbread 2.3 and later), Kindle Fire and Fire Phone.

Get it on Google Play

• Mortgage Rates as low as 2.75%

• Auto Loans as low as 1.99%

Mobile Deposit FAQs


The Cleveland Bradley County Teachers Federal Credit Union (CBCTFCU) offers competitively-priced financial products and services to benefit you and your family, in the spirit of helping people.

As a not-for-profit organization, we are governed and owned by our members, so once you join, you’re not only a member, you are an owner too!

We want CBCTFCU to be your one-stop shop for all financial products and services. In addition to the savings and loan products you’ll have at your fingertips as a member, we also offer:

- Direct deposit
- FREE Online Account Access with FREE Bill-Pay
- Share Draft (checking) accounts
- Student free checking accounts
- Golden Apple free checking (over 55)
- American Express Traveler’s Cheques
- Free notary service
- Coin counting machine free usage
- Cashier’s checks
- Money orders
- Safe deposit boxes
- Theme park discount tickets
- Vehicle extended warranty
- Credit life insurance
- Guaranteed asset protection

signFor more information on all of the products and services we offer, stop by our office today. We're on the corner of Central and Oak in downtown Cleveland, Tennessee.

To learn more about what membership with the Teachers Credit Union can offer you, read on.